Product Manager KYC Compliance Risk

You will build and improve KYC, AML, compliance, fraud, and risk-control products. You will translate regulatory and operational requirements into product flows and system rules, analyze performance data, manage integrations with verification and compliance vendors, and drive projects from requirements through launch and iteration.

Responsibilities

• Own and improve KYC and KYB onboarding and verification flows.
• Design CDD, EDD, risk-tiering, verification, retry, exception, and review processes.
• Analyze funnel performance, approval rates, rejection reasons, review times, automation rates, and vendor performance.
• Translate AML, sanctions, transaction-monitoring, and regulatory requirements into product requirements and system rules.
• Develop compliance capabilities including screening, monitoring, risk scoring, case management, investigation workflows, reporting, and audit trails.
• Design decision logic, exception handling, manual reviews, and escalation mechanisms.
• Support fraud and financial-crime risk solutions for account takeover, scams, mule accounts, identity fraud, and suspicious transactions.
• Improve risk rules, alerting, monitoring, and automated decision strategies.
• Use data to evaluate rule effectiveness, false positives, false rejections, workload, and risk impact.
• Conduct requirements analysis, product design, process mapping, and solution design.
• Write PRDs, business rules, user flows, API requirements, acceptance criteria, and edge-case handling.
• Drive development, testing, UAT, launch, and post-launch monitoring.
• Integrate and manage external compliance and identity-verification vendors.
• Evaluate vendor accuracy, coverage, stability, compliance suitability, user experience, and cost.

Requirements

• 3+ years of Product Management experience.
• Experience in fintech, payments, digital banking, crypto, financial services, or regulated industries.
• Hands-on experience with KYC, KYB, identity verification, AML, sanctions screening, transaction monitoring, fraud systems, risk-control systems, or compliance platforms.
• Understanding of KYC and AML concepts including CDD, EDD, risk-based approaches, screening, manual review, and transaction monitoring.
• Ability to translate ambiguous requirements into structured product flows, system rules, and executable requirements.
• Strong analytical skills using funnel, approval, rejection, accuracy, and operational data.
• Ability to independently drive projects with Compliance, Risk, Operations, Engineering, QA, and Data teams.
• Strong attention to system states, decision rules, exception cases, and auditability.
• Strong ownership, communication, execution, and problem-solving skills.
• Experience with crypto, digital assets, exchanges, cross-border payments, e-wallets, or remittance products is beneficial.
• Familiarity with BSP, AMLC, or other financial regulators is beneficial.
• Experience with KYC, sanctions screening, blockchain analytics, or transaction-monitoring vendors is beneficial.
• Knowledge of fraud typologies is beneficial.
• Experience building compliance tools, rules engines, workflow systems, or case-management platforms is beneficial.
• Background in compliance, risk, operations, data analytics, or financial institutions is beneficial.