Lead Product Manager Banking Payments

You will define and execute the product vision for global banking payments, including payment rails, multi-currency accounts, and local IBANs. You will lead technical delivery across the product lifecycle, design money-movement controls and ledger infrastructure, and ensure regulatory compliance. You will use product data to optimize payment features and commercial outcomes.

Responsibilities

• Develop and execute the end-to-end product vision for banking payments.
• Lead cross-functional agile teams through the product development lifecycle.
• Map transaction lifecycles and write technical specifications.
• Lead discovery and solution design for money-movement controls, clearing, settlement, ledgers, and reconciliation.
• Engage with banking and fintech ecosystem partners to identify payment opportunities.
• Ensure payment features comply with regulatory guidelines and mitigate fraud and transaction risks.
• Optimize payment revenue drivers and collaborate on quarterly forecasting.
• Define and track product KPIs and OKRs.

Requirements

• 8+ years of product management experience focused on core banking systems, payment rails, clearing and settlement infrastructure, or electronic money institutions.
• Technical understanding of SEPA, Faster Payments, UPI, SWIFT, Open Banking, and PSD2.
• Knowledge of API design, transaction logging, race conditions, and high-throughput core systems.
• Understanding of funds flow, ledger management, double-entry bookkeeping, safeguarding, and reconciliation.
• Knowledge of FCA, PRA, EBA, AML, KYB, and transaction reporting requirements.
• Understanding of small-business financial needs, including cash-flow management, payment acceptance, foreign exchange, and account reconciliation.
• Experience mentoring junior product managers, managing banking providers or vendors, and aligning executive stakeholders.

Benefits

• MELP flexible benefits app with a monthly allowance of 50 EUR.
• 25 days of paid annual leave.
• Three paid days off for volunteering or learning and development activities.
• Parental leave.
• Family-friendly leave.
• Annual learning and development budget of 500 EUR.
• Mental wellbeing platform Plumm.
• Work-from-home equipment allowance.
• Sabbatical leave.
• Share options.
• Team events.
• Flexible workplace model supporting remote and in-person work.