Business Analyst – Credit & Risk Excellence ( Relocation to Qatar) at VIRTUSA – Doha | Jobyssey

At Virtusa, every innovator has the potential to transform and lead in a digital world—but unlocking that potential takes more than technology; it takes a trusted partner who combines engineering excellence, creativity, and an AI-first mindset.

Together, we co-create solutions that help businesses grow faster, operate smarter, and make experiences better with technology.

Benefits

Salary: Up to QAR 25,000 per month
Health Insurance: Medical insurance coverage for the employee, spouse, and up to 2 children.
Annual Air Ticket Allowance: USD 435 per person per year for the employee, spouse, and up to 2 children.
Visa Sponsorship: Visa sponsorship provided for the employee, spouse, and up to 2 children.
Annual Leave: 21 days of annual leave per financial year, with the financial year running from April to March.
Sick Leave:

2 weeks at 100% pay 4 weeks at 50% pay 6 weeks unpaid

Maternity Leave: 14 weeks of maternity leave.
Joining Kit: USD 100 joining allowance per joiner.
Life Insurance: Life insurance coverage provided by the employer.

Bachelor’s degree from a recognized university, preferably in Banking, Finance, Accounting, Economics, Business Administration, Risk Management, Mathematics, Statistics, Information Technology, or related field.
Relevant professional qualifications in credit risk, banking, finance, data analytics, business analysis, process improvement, or project management are preferred.
Minimum 7 years of relevant banking experience, preferably with a highly rated international bank, with exposure to Credit Risk, Corporate Banking, Wholesale Banking, Risk Analytics, Credit Governance, or Business Analysis.
Experience in credit transformation, risk management, policy enhancement, process redesign, governance, portfolio analytics, credit risk reporting, management information, or RAROC-related analysis is preferred.
Experience in process mapping, requirements gathering, procedure documentation, testing, implementation support, and cross-functional coordination.
Excellent oral and written communication skills in English and Arabic, including report writing.
Strong interpersonal, facilitation, stakeholder coordination, and presentation skills.
Strong understanding of banking laws, regulations, credit risk principles, and governance practices.
Good understanding of Wholesale and Corporate Banking portfolios, products, credit processes, and approval structures.
Working knowledge of RAROC, risk-adjusted performance metrics, profitability analysis, capital consumption, and portfolio analytics.
Strong analytical and problem-solving skills, with ability to interpret credit, financial, portfolio, and risk data.
Strong process mapping, business requirements gathering, and policy documentation skills.
Ability to prepare business requirements, functional specifications, process flows, procedure documents, dashboards, and management reports.
Strong attention to detail, accuracy, consistency, traceability, and version control.
Ability to identify data-quality issues, process gaps, control weaknesses, and implementation risks.
Ability to make decisions within delegated authority and follow through on initiatives.
Strong integrity, accountability, self-management, planning, organisation, prioritisation, and time management.
Results-oriented, able to manage multiple assignments and meet deadlines.
Ability to communicate effectively with all levels of management.
Proficiency in relevant analytical, reporting, presentation, process-mapping, and project-documentation tools.

Business Analyst – Credit & Risk Excellence ( Relocation to Qatar)

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