Software Engineer, Credit Cycle

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Summary

The Credit Cycle team manages credit card statements and invoice data across the platform, including amounts, statuses, charges, and cycle events. In addition to ensuring the accuracy, consistency, and scalability of this data, the team develops new features and workflows that enhance the end-customer experience. In a distributed, cloud-native environment, we design and maintain secure and reliable systems that support high-volume global operations.

What You'll Do

• Write, modify, and review high-quality, testable, and efficient code across front-end, back-end, and data layers.

• Integrate systems via APIs, messaging queues, and databases.

• Develop unit, integration, and end-to-end tests with a strong focus on automation.

• Maintain CI pipelines to run tests automatically upon code commits.

• Debug and perform root cause analysis on issues, using AI-driven tools where applicable, and enforce code quality gates through reviews and static analysis.

• Build and maintain CI/CD pipelines; package and deploy applications to various environments using containerization and orchestration tools.

• Monitor applications in production using observability tools; investigate incidents, analyze logs, identify root causes, and implement fixes.

• Optimize code for performance, cost efficiency, and maintainability.

• Apply secure coding practices, manage secrets properly, validate inputs, and ensure authentication/authorization is robust.

• Comply with regulatory standards and maintain documentation for audits.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI‑Remote

Qualifications

For this role, you must be based in Brazil

Language Skills
Proficiency in English at B1 level or above (Intermediate)

Basic Qualifications

• Bachelor's or Associate's Degree or at least 3 years of work experience.

• Experience with Java and/or Golang.

Technical Skills:

• +3 years of experience with Java and/or Golang.

• Experience with Financial Industry or Payments

• Skilled in Java and adaptable to other languages like Golang.

• Advanced Git user resolves team version control issues.

• Thorough code reviews focusing on cross-domain quality.

• Writes and validates unit, integration, performance, and end-to-end tests.

• Experienced with Swagger, flow diagrams, and API documentation, supports DEVEX and external publishing.

• Proficient with Terraform, Argo, Jenkins, Codefresh for infrastructure and deployment understand related integrations (or correlated tools for CI/CD).

• Deep product knowledge, active in feature planning and impact analysis.

• Strong relational database design and non-relational strategy, effective data modeling.

• Proficient in AWS, applying optimal performance techniques.

• Designs scalable microservices and evaluates architectural options.

• Identifies and resolves distributed systems issues for improved reliability.

Preferred Qualifications:

• Work with critical systems is a differential.

• Understanding of observability practices (monitoring, tracing, alerting).

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.