State Filings Analyst
ERGO NEXT Group INTERNAL · Waltham, MA ·
- Employment
- Full time
- Experience
- 1+ years
- Company size
- 51-200
- Salary
- USD 77,000 – 104,000 / year
Own and manage multi-state insurance filings for Workers’ Compensation and P&C products, ensuring compliance with regulations and refining policy language in collaboration with Legal and Product teams.
Location: Waltham, MA (hybrid)
ERGO NEXT's mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience.
Simply put, wherever you find small businesses, you’ll find ERGO NEXT.
Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in.
We are seeking a State Filings Analyst to join our team. You will focus on regulatory compliance, end-to-end filing management, and policy language refinement for commercial Workers’ Compensation and Property and Casualty (P&C) insurance products. Working closely with Legal and Product teams, you will ensure all policy forms, rates, and rules align with state regulatory requirements and company objectives.
What You’ll Do:
End-to-End Filing & Regulatory Management
- Filing Ownership: Own the full lifecycle of product filings, ensuring accurate submissions across all 51 jurisdictions.
- Strategy & Resolution: Identify and resolve filing challenges to keep assigned projects on track. Escalate complex issues in a timely manner and recommend appropriate solutions.
- External Relations: Manage tight deadlines and relationships with state regulators and external consultants.
- Research & Interpretation: Conduct research on insurance regulations, statutes, and bulletins, with guidance from senior team members, to support accurate and compliant filings.
Policy Development & Compliance Collaboration
- Form & Manual Crafting: Develop, revise, and maintain policy forms, endorsements, and manuals for commercial Workers’ Compensation and P&C insurance products.
- Cross-Functional Collaboration: Partner with Insurance Product Managers and Legal to draft and refine policy language and address state objections.
- Escalation Resolution: Manage assigned compliance tickets from Legal and Product. Provide feedback to improve the intake process and progressively assume ownership of ticket tracking, coordination, and follow-through.
Bureau Tracking & Documentation
- Bureau Circular Management: Monitor and flag ISO and NCCI bureau circulars with potential business impact, collaborating with Insurance Product Managers to assess regulatory requirements and determine the need for corresponding filings.
- Audit Readiness: Maintain documentation of manual and form language revisions to support audits.
- System Management: Organize and track all filing workflows in Confluence, JIRA, and internal databases.
What You Need:
- Bachelor’s degree in insurance, business, law, or a related field preferred, or equivalent relevant experience.
- Experience: Minimum of 1 year of experience managing multi-state insurance product filings, including Forms, Rates, and Rules, or demonstrated industry knowledge of insurance policy documents and regulatory compliance.
- System Expertise: Strong knowledge of SERFF, Florida’s i-File system, and jurisdiction-specific filing requirements is preferred but not required.
- Comfortable using AI-assisted tools and critically evaluating their outputs for accuracy, quality, and relevance.
Core Competencies
- Project Management: Ability to prioritize, manage tight deadlines, and handle multiple filings.
- Problem-Solving: Proactive, analytical mindset with sharp attention to detail.
- Ownership: Self-motivated with strong accountability and a focus on efficiency and automation.
- Adaptability: Exceptional time management and flexibility in a changing regulatory landscape.
The range displayed on this job posting reflects the minimum and maximum target for new hire base salaries for the position in the location(s) listed. Within the range, individual pay is determined by additional factors, including, without limitation, job-related skills, experience, and relevant education or training. ERGO NEXT employees are also potentially eligible for our annual performance-based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.
Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At ERGO NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.
One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. ERGO NEXT Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. ERGO NEXTs policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.