About Payliance

Founded in 2007, Payliance is a trusted leader in payment processing — processing more than $63 billion annually, supporting 40,000+ merchant locations, and serving over 350 lending clients. We offer an all-in-one platform for real-time funding, payment processing, account verification, and recovery services, giving lenders the technology to operate efficiently and confidently.

What sets Payliance apart is our blend of modern technology, deep industry expertise, and a highly collaborative, people-first culture. Backed by Serent Capital, we're expanding our capabilities, accelerating innovation, and delivering measurable results for clients across lending, e-commerce, collections, and gaming.

About the Role

The Senior Risk Data Analyst plays a critical role in enabling data-driven decision-making across Payliance's Risk & Compliance organization. You'll develop reporting, analytics, and automation solutions that enhance payments risk monitoring, compliance oversight, and operational efficiency. This role combines strong technical expertise, analytical thinking, and payments domain knowledge to support underwriting, transaction monitoring, compliance testing, and portfolio risk management.

You'll partner with Risk, Compliance, Underwriting, and Operations teams to translate business needs into data-driven solutions, presenting insights and recommendations clearly to stakeholders and leadership.

What You'll Do

Data Analytics & Reporting

· Design, develop, and maintain dashboards and reporting for risk and compliance metrics including return rates, unauthorized activity, fraud trends, and chargebacks.

· Analyze large transaction datasets to identify patterns, anomalies, and emerging risks.

· Produce recurring and ad hoc reporting for leadership and stakeholders to drive visibility and decision-making.

Automation & Technical Enablement

· Build and optimize automated workflows, data pipelines, and reporting processes to improve efficiency and accuracy.

· Partner with Engineering and Product teams to enhance data infrastructure and monitoring capabilities.

· Support development of rules engines, alerts, and decisioning tools for transaction monitoring, anomaly detection, and underwriting.

Payments Risk & Compliance Support

· Support NACHA return rate monitoring, merchant and originator performance tracking, and compliance KPIs.

· Assist the compliance team with QA/testing data analysis, audit support, and regulatory reporting.

· Partner with underwriting and risk teams to provide insights into merchant performance and portfolio trends.

Cross-Functional Collaboration

· Work closely with Risk, Compliance, Underwriting, and Operations teams to identify data needs and deliver solutions.

· Present complex analyses and recommendations clearly to non-technical stakeholders.

· Translate business requirements into technical data solutions.

Compensation & Benefits

Base Salary: Competitive base commensurate with experience plus annual merit bonus opportunity

· Medical, Dental, and Vision insurance.

· 401(k) with company match.

· Generous PTO plus paid company holidays.

· Company-paid life and long-term disability insurance.

· Paid parental leave.

Work Environment

Remote — U.S. Collaboration across time zones with occasional travel for team meetings, planning sessions, and company events.

Equal Employment Opportunity

Payliance is an equal opportunity employer. We value diversity and strive to create an inclusive workplace for everyone. Discrimination or harassment of any kind — based on race, color, sex, religion, sexual orientation, gender identity, national origin, age, disability, genetic information, or pregnancy — is not tolerated. Reasonable accommodations are available throughout the application and employment process.