The Senior Risk Analyst supports credit decisioning models through data mining, statistical analysis, and reporting within the real estate banking sector. The role utilizes tools like Power BI, Tableau, and SQL to provide actionable insights and manage impairment controls.
A key role in providing analytical support and assistance to the Models & Analytics Manager. The role supports credit decisioning models with data analytics, data mining and statistical analysis; produces regular credit risk reporting packs with insightful analysis in line with Group standards; champions credit data quality initiatives internally to support the effectiveness of overall analysis and reporting; supports the Credit Risk team in their reporting activities and ad hoc projects to ensure the effective management of credit and risk issues; and supports the management of Impairment with monthly controls and oversight.
Experience
Strong aptitude for working with data, undertaking analysis, interpreting and presenting results and making recommendations
An ability to work to a high standard of accuracy; present information in a logical and professional format
Good understanding of accounting / financial information and the ability to interpret data
Understanding of Real Estate Banking finance products
Technical
Solid understanding of tools and infrastructure at the forefront of reporting and analytics
Experience delivering analytics with Power BI, Ultrix or Tableau
Experience of working with credit decision models and working with third-party data vendors
Knowledge of Microsoft SQL server, SAS and Python would be beneficial
Excellent Excel skills
Knowledge of IFRS9, PD, LGD models
Skilled with visual design / data presentation
Interpersonal
Analytical thinker who can use initiative to problem solve and make recommendations
Customer focused approach to delivering solutions
Able to work under pressure and to tight deadlines
Adaptable and flexible
Professional, well presented with high work standards
Excellent verbal and written communication skills; able to convey technical concepts to a non-technical audience
Enthusiastic “can do” attitude
Able to establish effective working relationships at all levels
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
Free access to Headspace, a mindfulness & meditation digital health app
Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
Cycle to work scheme
Discounts on gym membership
Contributory pension scheme & death in service
Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.
Minimum of 27 days holiday per year
Option to buy or sell holiday days through our flexi-holiday scheme
Discounts on gym membership nationwide
Access to discounts on a range of high street and online brands
Community support and charitable giving
Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.
Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done