Scheme Compliance Officer Visa and Spanish Speaking

You will monitor Visa card scheme rules, assess their impact, and recommend actions. You will manage inquiries and remediation cases, oversee TPA and PIF submissions, review programme materials, support client reviews, and advise teams on scheme compliance, AML/CTF, KYC/KYB, fraud, and transaction monitoring requirements.

Responsibilities

• Monitor card scheme rule changes bulletins and compliance requirements
• Assess programme impact and recommend actions
• Handle scheme inquiries and remediation cases
• Draft responses and develop remediation action plans
• Monitor TPA and PIF submission statuses
• Maintain TPA and PIF registries
• Identify gaps in client programme documents
• Classify findings and track remediation to closure
• Review TPA marketing materials against scheme standards
• Conduct post-publication compliance sweeps
• Assist with periodic and annual client reviews
• Advise Product Operations and Commercial teams on scheme requirements
• Track scheme risk thresholds fraud metrics and dispute monitoring
• Ensure scheme requirements are reflected in AML/CTF KYC/KYB and transaction monitoring processes
• Improve processes and share learnings across jurisdictions

Requirements

• At least 4 years of experience in scheme compliance card scheme oversight payment card regulation or a related role
• Working knowledge of Scheme Rules and ability to interpret and apply them independently
• Ability to translate scheme rules into practical SOPs and policies
• Familiarity with TPA registration PIF submissions or scheme programme approvals
• Experience conducting third-party due diligence reviews in regulated payments
• Strong written communication skills in Spanish and English
• Ability to work independently with minimal supervision
• Ability to manage competing priorities and deadlines
• Comfort working in a fast-paced scaling fintech environment
• Familiarity with Mexico's CNBV Banxico and Fintech Law is preferred
• Experience with BIN Sponsorship Cards-as-a-Service or fintech card programmes is preferred
• Direct card scheme engagement experience is preferred

Benefits

• Flexible remote work environment
• Insurance coverage after probation
• Reap Card stipend
• Use of AI tools at work