Risk and Compliance Officer

We are looking for a detail-oriented risk professional to join our Moment Risk & Compliance team. In this role, you will combine Enterprise Risk Management (ERM) with hands-on compliance responsibilities. You will be critical in helping Moment build a unified view of group-wide risk, run entity-level assessments, and embed a proactive risk culture as we scale.

About Moment:
Africa is at the cusp of an economic revolution. 1.5 billion people are embracing electronic payments, mobile everything, and racing towards a digital transformation that will change the world for the next two decades. While Internet- and banking-penetration have come late to Africa, a youth-driven tidal wave of change is hitting the continent, and global businesses and local champions are in a race to unlock its potential.

Backed by leading investors such as General Catalyst and AlphaCode Ventures, and servicing customers such as the MultiChoice Group, the largest entertainment platform on the African continent, we are building a payment platform as ambitious as the customers we serve.

This is truly the Moment for Africa.

Our Culture:
At Moment, we believe building the future is a team sport; partnership and collaboration lie at the core of everything we do. We take pride in working hard and strive to be world class every day, without forgetting to have a little fun along the way. We’re straight-talkers who prioritize speed of execution over perfection. We’re ok with uncertainty and don’t let it get in the way of making smart decisions quickly. We like to get things done.

We value diversity of thought, culture, and background and strive to build a business and work environment as vibrant as the continent we serve. Changing the lives and unlocking the ambitions of a continent isn’t for the faint of heart - but with a passion for people and a desire to make a lasting impact, we believe we can build an enormous business that also delivers good in the world.

Responsibilities

• Maintain the ERM Framework and tooling: Support the execution and maintenance of the Moment’s ERM framework, policies, risk taxonomy, and risk register across all business units, utilizing existing tools to automate risk tracking and control monitoring.
• Execute Risk Assessments: Conduct periodic risk identification cycles with internal risk owners, evaluating likelihood, impact, control effectiveness, and residual risk ratings.
• Track Risk Metrics: Monitor risk appetite thresholds against actual exposures, escalating breaches and emerging risks to Compliance leadership.
• Consolidate Risk Reporting: Gather risk data to produce decision-ready risk dashboards and reporting papers for Moment’s leadership.
• Support Business Initiatives: Coordinate risk reviews for new products, market expansions, and partnerships prior to launch alongside internal stakeholders.
• Transaction Monitoring Oversight: Review and dispose of daily transaction monitoring alerts and escalate suspicious activity internally .
• Support Compliance Operations: Perform hands-on operational tasks—including merchant/partner onboarding reviews, and other tasks assigned by the Compliance leadership.
• Conduct Compliance Risk Reviews: Contribute to targeted AML/CFT, sanctions, and consumer protection risk assessments, translating findings into actionable remediation trackers.
• Challenge & Track Controls: Engage and challenge control owners on identified risk gaps; actively chasing the remediation of internal audit and regulatory findings to closure.
• Maintain Audit Records: Document all risk decisions, monitoring escalations, and operational compliance tasks to a clear, regulator-ready standard.

Requirements

• A bachelor's degree in a relevant field (e.g. Risk Management, Finance, Accounting, Economics, Law, or a related discipline).
• 2–5 years of hands-on risk management, compliance, audit, or control experience, ideally within a bank, payment service provider, fintech, or other regulated financial institution.
• Relevant risk management certification (e.g. CAMS, CRCM, ICA, FRM, or equivalent GRC qualification). Candidates actively studying towards one of these will also be considered.
• Prior experience in banking, payments, fintech or Big Four consulting
• Working knowledge of ERM frameworks (e.g. COSO ERM, ISO 31000) and how to apply them practically in a fast-moving business, rather than as a purely theoretical exercise.
• Strong analytical skills, comfortable working with risk data, building registers, and producing clear reporting in Excel/PowerPoint or equivalent tools.
• Sound judgement and discretion in handling sensitive risk, compliance, and customer-related information.

Benefits

• Competitive salary
• Equity-based incentives
• Comprehensive Medical Insurance benefits for you and your family
• Opportunities for career advancement and professional development
• Dynamic and collaborative work environment with passionate team members