Mortgage Sales - Jr Mortgage Banker

It starts with our culture ...
Common sense has never been common.
If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications. In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources. You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities. You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures. You are expected to maintain compliance with all lending regulations. Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed. You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process. You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities. You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.
All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements: To be considered for this position, you must possess the following qualifications.

Associate’s degree or equivalent work experience
1+ years of mortgage experience
Driving may be required with this position. Applicants must have a valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards. This information will be verified in a Motor Vehicle Report.

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

Bachelor’s degree in Business, Finance or equivalent combination of education and work experience.
3+ years of mortgage experience

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

Exceptional verbal, written and interpersonal communication skills with the ability to clearly and concisely articulate issues, to carry out instructions and instruct others, to generate correspondence and procedures.
Ability to read and interpret loan documents, agency, investor and regulatory agency requirements
Ability to work with minimal supervision while performing duties.
Effective organizational and time management skills.
Absolute discretion when dealing with confidential matters.
Good proofreading and editing skills.
Self-directed and motivated to accomplish tasks, meet objectives and committed timelines.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation.
Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.

Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

We are committed to our core value of meritocracy and supporting our associates in growing within their role
When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
An associate must be able to work overtime to the extent necessary.
Sitting for extended periods of time (typically no longer than 8 hours).
Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).

Benefits:
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you’re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.