Modeling Analyst

Company Description

Experian is a global data and technology company that powers opportunities for people and businesses around the world. We operate in diverse markets, such as financial services, healthcare, automotive, agribusiness, insurance, among others. Experian invests in people and new advanced technologies to unlock the power of data. We have an incredible team of 25,200 employees in 32 countries.

Our uniqueness is valuing yours. Experian's people-centric, inclusive, and purpose-driven culture is recognized by numerous awards — including World’s Best Workplaces™ 2025 (Fortune's Top 25 global) and Great Place To Work™ in 26 countries, among others. Check out Experian Life on social media or explore our careers site to understand why. Experian is also proud to be an equal opportunity and affirmative action employer.

Job Description

About the area

The Modeling area at Serasa Experian is responsible for developing analytical models that support credit decisions and risk management for the largest players in the financial market and various other segments. We work with large volumes of data, advanced Machine Learning and Statistics techniques, always seeking to generate real impact for our clients.

What you will do

• Develop statistical and Machine Learning models for credit, risk, and other analytical solutions.
• Conduct all stages of the model development cycle, from data exploration and preparation to validation, documentation, and deployment.
• Work with large structured and unstructured databases, identifying opportunities for value generation.
• Evaluate model performance through statistical and business metrics, proposing continuous improvements.
• Interact with multidisciplinary teams (Product, Engineering, Analytics, Commercial, and Clients) to understand business problems and transform needs into analytical solutions.
• Monitor the performance of models in production and propose strategies for monitoring, recalibration, and evolution.
• Contribute to the dissemination of best practices in modeling, programming, and analytical governance.
• Act as a technical reference for more junior analysts, supporting their development.

Preferred qualifications

• Experience with PySpark, Databricks, or distributed environments.
• Knowledge of MLOps and deploying models into production.
• Experience with models based on alternative data.
• Postgraduate degree or Master's in quantitative fields.
• Knowledge of regulations related to credit risk management.

Competencies

• Analytical profile and problem-solving oriented.
• Intellectual curiosity and interest in innovation.
• Ability to transform data into business insights.
• Collaboration and teamwork.
• Proactivity and a sense of ownership.
• Ability to work in dynamic environments with multiple projects.

Qualifications

Qualifications

• Higher education in Statistics, Mathematics, Engineering, Computer Science, Economics, Physics, or related fields.
• Solid experience in developing statistical and/or Machine Learning models.
• Knowledge of credit modeling (Application, Behaviour, Collection, or regulatory models) will be considered an important differentiator.
• Proficiency in Python and/or SAS.
• Experience with SQL and manipulating large databases.
• Knowledge of supervised and unsupervised Machine Learning techniques.
• Knowledge of applied statistics, model validation, and metrics such as KS, Gini, AUC, PSI, among others.
• Experience using Git or version control tools.
• Good communication skills to present technical results to different audiences.

Additional Information

Serasa Experian is much more than you imagine. With the purpose of creating a better future, expanding opportunities for people and businesses, in Brazil we are more than 4,000 people working in various teams and specialties. Here, each knowledge and diversity complements each other and you can work on what you love most. We are committed to building an inclusive culture and an environment in which people can balance their careers with their personal commitments and interests, valuing well-being.

We are very dedicated to being one of the best and most innovative companies to work for in the country, enabling incredible experiences and careers for our people. Our strong people-first approach is recognized externally through various market certifications: we were awarded by Great Place To Work™ in 24 countries and by the international Top Employers certification, in addition to being recognized as one of the best companies for young professionals and having a 4.6 rating on Glassdoor. Each recognition indicates that we are on the right path, providing an increasingly better work environment for our talent.

Experian Careers - Creating a better tomorrow together

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