Functional Analyst | Banking Lending & Loan Origination

Salary: Negotiable

Location: Melbourne, VIC
Contract: Initial 6-month contract with strong likelihood of extension

We are currently seeking an experienced Functional Analyst to join a leading financial services organisation based in Melbourne. This role is ideal for a professional with strong experience across banking products, lending, and loan origination platforms, who can bridge the gap between business stakeholders and technology teams to drive successful project outcomes.

Key Responsibilities

• Analyse and document business requirements, processes, and system capabilities across lending and banking domains.
• Work closely with business stakeholders, vendors, and technical teams to deliver functional solutions aligned with business objectives.
• Facilitate workshops, gather requirements, and translate business needs into detailed functional specifications, user stories, acceptance criteria, and business rules.
• Support project delivery by tracking progress, identifying risks, managing dependencies, and ensuring milestones are achieved.
• Participate in solution design discussions and provide functional expertise throughout the project lifecycle.
• Coordinate and support testing activities, including SIT, BVT, and UAT, ensuring solutions meet business and customer requirements.

Essential Experience

• Strong experience as a Functional Analyst or Business Analyst within Banking and Financial Services.
• Proven experience working with banking products, lending operations, and loan origination systems.
• Deep understanding of end-to-end banking processes, including Core Banking systems and third-party banking platforms, with exposure to Agribusiness Banking highly regarded.
• Extensive experience across business analysis disciplines including:
  • Requirements gathering and elicitation
  • Stakeholder engagement and management
  • Process mapping and process improvement
  • User story creation and requirements documentation
  • Business rules and acceptance criteria definition
• Demonstrated experience supporting project delivery and managing risks, issues, and dependencies.
• Excellent communication and stakeholder management skills with the ability to engage effectively across business, technology, and vendor teams.

What's on Offer?

• Initial 6-month contract OR FTC with strong extension potential.
• Opportunity to work on high-profile banking transformation initiatives.
• Melbourne-based role with a collaborative and supportive team environment.

If you have a strong background in banking products, lending, and loan origination systems and enjoy working in a fast-paced delivery environment, we'd love to hear from you, for more information contact Avani Patel on 03 8080 7264.


Peoplebank and Leaders IT are committed to creating a diverse and inclusive workplace where everyone belongs. We welcome applications from people of all backgrounds, identities, and experiences. If you need adjustments to the recruitment process due to your circumstances, please let us know—we’re here to support you.