Data/Business Analyst, Credit Risk Change

Job Title: Data/Business Analyst, Credit Risk Change

Corporate Title: AVP

Location: Pune, India

Role Description

• You will be joining the Design & Analysis team within Credit Risk Change. The team has subject matter experts, business architects, business analysts and data analysts working together on strategic and regulatory change initiatives for the global Credit Risk Management function, part of CRO.

• The role is required to work as a business/data analyst on business process and controls, data analysis and functional analysis across credit processes, operating model, workflows, core credit data, reference data, analytics, reporting.

• With the acceleration of AI technology, the team are also responsible for designing AI solutions to solve complex business problems, analyze large datasets and automate manual processes.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.

• Gender neutral parental leaves

• 100% reimbursement under childcare assistance benefit (gender neutral)

• Sponsorship for Industry relevant certifications and education

• Employee Assistance Program for you and your family members

• Comprehensive Hospitalization Insurance for you and your dependents

• Accident and Term life Insurance

• Complementary Health screening for 35 yrs. and above

Your key responsibilities

Business and functional analysis including:

• Management of complex analysis in line with the assigned tasks

• Process analysis and design for core credit processes and controls.

• Data analysis: investigation of data in core credit systems and in source systems, analysis of data issues, root cause analysis, definition of data requirements both business and functional, ensuring alignment with bank data standards.

Your skills and experience

Knowledge, skills and experience

• Knowledge of credit risk in terms of credit workflows for ratings, limit setting, reporting and distressed processes (advantage).

• Knowledge of credit relevant data including: exposure, limits, ratings, risk mitigants, risk metrics, hierarchies, party reference data

• Good understanding of data processes and controls

• Strong business and functional analysis skills

• Strong Excel and/or Access skills for analysis of data sets

• Use of SQL (important) and Python (advantage)

• Experience with Confluence and JIRA

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career.

• Coaching and support from experts in your team.

• A culture of continuous learning to aid progression.

• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.