Credit Risk Insights Analyst
U.S. Bank · Warsaw ·
- Company size
- 1000+
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
Job Description
About the Role
In this role, you will support and help to redesign and transform various wholesale and retail credit risk data and reporting processes to support risk managers, model developers and business lines. You will work with internal customers to ensure their data and reporting needs are met with accuracy, efficiency, and timeliness.
Responsibilities will be split between standardized reporting deliverables and project work to enhance data, reporting capabilities, and process improvement. This will include creating and maintaining Power BI dashboards, automating and simplifying recurring processes using Power Automate/Apps, and conducting data research projects by aggregating, integrating, or reassembling information from a variety of data sources and systems by writing database queries in SQL, Python, or other database query languages.
You will partner with risk managers, line of business, and data teams to create, implement, maintain, and review the bank’s wholesale credit reports.
Your responsibilities
Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management
Develop and maintain an effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale and retail loan portfolios
Design and develop ETL processes to extract, cleanse, and reconcile credit risk data
Run weekly, month-end, and quarterly data and reporting processes, ensuring timely and accurate delivery of reports
Collaborate with development and implementation teams to ensure alignment of data and execution logic
Automate workflows for data capture, testing, documentation, and visualization
Create comprehensive documentation and playbooks to promote process consistency and knowledge sharing
Explore and apply machine learning (ML) and artificial intelligence (AI) techniques to enhance process efficiency
Communicate insights and recommendations to risk managers to support strategic decision-making
Our requirements
Bachelor’s degree in an appropriate field (Mathematics, Computer Science, Economics, Statistics, Business) or equivalent work experience
More than four years of applicable experience
Demonstrated ability to design and develop interactive Power BI dashboards that effectively visualize and communicate data
Proven proficiency in writing and optimizing SQL queries for data extraction, transformation, and analysis
Strong analytical thinking, problem-solving and decision-making skills
Ability to collaborate and communicate effectively across teams, which includes risk managers, technology and data management teams
Strong verbal and written communication skills
Optional
Knowledge of credit risk management concepts in retail or wholesale lending
Experience using Power Automate flows and building Power Apps
Experience building complex dashboards and storytelling with data using BI platforms
Experience using Python or equivalent programming language
Experience in process re-engineering
This role requires working from a U.S. Bank location three (3) or more days per week.
Accessibility
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.
Total Rewards
U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.
We offer a market-competitive compensation package that includes:
Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.
We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.
We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.
Closing Date
Posting may be closed earlier due to high volume of applicants.
We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.