Consumer Loan Documentation Specialist (Real Estate focus)

Who We Are & Why You Will LOVE Us!

You are more than just a number; we are more than just a bank. At Tradition Capital Bank, we are partners in business and in life; building dreams and futures on one simple idea: strong one-on-one relationships.

We place our people in the right seats and position our employees to do what they love. Every person and every role matters: when we function together as One Team, we achieve extraordinary results. As each other’s raving fans, we reach across titles and organizational structure to encourage one another.

Here at Tradition, we believe that when people work together with shared values and an open mind, anything is possible.

Tradition is always in the making; join us in celebrating our roots and being a part of what’s next.

What You Will Be Doing

The Consumer Loan Documentation Specialist (Real Estate focus) is responsible for completing various loan operations duties including loan documentation, booking and servicing in compliance with established policies and procedures to ensure the accurate and timely processing of loans consistent with our Client Service Standards.

How You Will Get the Job Done

• Loan Documentation: Collaborates with Client Service Coordinators on pre-closing due diligence to ensure sufficient documentation is collected to inform assessment of loan risk; identifies and collaborates with lending team to resolve issues, as needed. May include reviewing title work, flood certifications, borrower organizational documentation and other collateral documentation. Reviews and interprets approved credit presentations in order to prepare consumer and commercial disclosures and closing documentation that meet approved loan requirements. May communicate with legal counsel who prepare documents and conduct loan documentation reviews.
• Loan Booking: Accurately inputs loan data into the core system and creates electronic credit file using the Bank’s imaging system. Perfects all collateral and performs post-close due diligence. Communicates with Quality Control and Loan Operations during post-close reviews, as needed. Collaborates with lending and credit teams to resolve any issues or questions identified by the bank's risk team. Collaborates with Loan Operations regarding daily report resolution, department reporting and client participations.
• Loan Servicing: Accurately completes transactions including disbursement of funds, advances, payments, partial releases, payoffs, and ledger account balancing. Processes paid promissory notes and issue mortgage satisfactions and other collateral release documentation to conform to national compliance regulations. Performs moderate to complex loan file maintenance and updates note ticklers. May manage the participation process by building participants on the core system, running and balancing transactions, and communicating with participant banks.
• Collaboration: Partners with loan administration leaders, the loan operations team and other loan administrators to ensure consistent processes and procedures are implemented across teams. Provides backup to fellow loan administrators, as needed. Works collaboratively across credit, lending, and risk teams to identify opportunities for enhanced client service. Participates in loan administration training activities.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time without notice.