Compliance Officer, Brazil

We are seeking a Brazil-based Chief Compliance Officer to lead our compliance function in Brazil. Reporting to the Head of Compliance, Americas, you will fulfill the BCB-mandated Diretor Estatutário de Compliance e PLD/FT designation — taking formal regulatory responsibility for our institutional compliance and anti-money laundering (PLD/FT) programs under BCB supervision and ensuring our operations meet the highest standards of regulatory integrity.

You will act as the authoritative liaison for the Central Bank of Brazil/ Banco Central do Brasil (BCB), and auditors, managing high-stakes requests and providing strategic regulatory guidance necessary to navigate a dynamic and evolving regulatory landscape.

This role is the cornerstone of our compliance framework in Brazil. You will ensure our business scales responsibly by partnering with Remitly's specialized Global Compliance Teams—including Financial Crime, Consumer Protection, and Product Compliance—to leverage global expertise and systems in support of your mission.

You Will:

• Compliance Program Ownership: Lead the design, implementation, and ongoing effectiveness of Remitly Brazil's compliance programs — spanning AML/CFT, foreign exchange compliance, consumer protection, and internal controls.
• Statutory Governance: Act as the Diretor Estatutário de Compliance e PLD/FT of the Remitly FX broker in Brazil, holding formal legal responsibility under BCB supervision and ensuring all statutory obligations are met on an ongoing basis.
• Regulatory Relationships & Intelligence: Lead Remitly's relationship with the BCB, and other competent authorities; spearhead the strategy for regulatory examinations and proactively monitor the regulatory horizon to anticipate shifts in the local landscape.
• Regional Strategic Leadership: Partner with the Head of Compliance, Americas to execute the LATAM roadmap—advising on regulatory shifts, supporting expansion into new markets, and ensuring operational readiness across all business units following new license approvals.
• Financial Intelligence & Oversight: Ensure the absolute integrity, accuracy, and timeliness of all mandatory regulatory filings (including Suspicious Activity Reports) and oversee the effectiveness of Brazil-based KYC/CDD, transaction monitoring and investigative processes.
• Product & Growth Partnership: Partner with Product and Engineering leadership to embed scalable, automated compliance controls into new payment features, ensuring growth is paired with rigorous risk management and a defined risk appetite.
• Ouvidoria & Consumer Protection: Lead the Ouvidoria (Ombudsman) strategy, ensuring the function remains a robust, structurally independent pillar of customer protection that meets the highest Brazilian regulatory standards for dispute resolution.
• Compliance Culture: Serve as the regional champion for ethics and integrity, providing localized training and guidance to ensure every team member understands their role in maintaining Remitly's compliance posture.
• Reporting & Board Engagement: Provide authoritative, data-driven reporting to the Board of Directors and Global Leadership, ensuring full transparency of the LATAM compliance and risk posture.

You Have:

• Professional Experience: 8+ years of compliance experience in Brazil's financial services sector; experience at a payment institution, corretora de câmbio, or cross-border remittance company strongly preferred. Statutory Credentials: Prior experience as a BCB-registered Diretor Estatutário de Compliance or PLD/FT, or a clear and demonstrable readiness to take on that designation
• Regional Expertise: Deep knowledge of Brazilian AML/CFT regulation, COAF reporting obligations, and BCB foreign exchange requirements, with hands-on supervisory examination experience and a working command of the broader Latin American regulatory landscape.
• Licensing & Market Authorization : Extensive experience with financial services licensing and supervision, including proven success in obtaining licenses, managing regulatory inquiries, and navigating the end-to-end supervisory lifecycle.
• Product-Led Compliance: Demonstrated ability to partner with Product and Engineering teams to implement "Compliance-by-Design," ensuring scalable, automated technology solutions.
• Matrixed Leadership & Influence: Proven ability to act as a strategic translator between complex local regulations and global business objectives, influencing cross-functional stakeholders at the executive level.
• Operational Command: Experience building and operating risk-based KYC/CDD and transaction monitoring programs, including SAR filing via Siscoaf.
• Analytical Authority: Strong problem-solving skills and a data-driven mindset, with the ability to operate with a high degree of discretion and professional judgment.
• Education: Bachelor's degree in Law, Business, Finance, or a related field; CAMS or CRCM certification is preferred.
• Languages: Fluency in Portuguese and English is required; professional proficiency in Spanish is highly preferred.
• This role is based in São Paulo, Brazil. Candidates must be able to serve as a statutory officer and be resident in Brazil.