Business Analyst - Payments

Our Payments team delivers the services that millions of customers rely on every day. From modernising payment platforms and improving customer journeys to implementing regulatory change and enhancing operational resilience, we play a key role in keeping money moving safely and securely.

We're looking for a Business Analyst to join our Payments team and support the delivery of impactful change initiatives. You'll work closely with stakeholders across the business to analyse requirements, improve processes and help deliver solutions that support both customer and business outcomes.

We are happy to consider flexible working approaches to help you perform at your best.

The working hours (per week) for this role can be between 28 and 35 hours.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this role, you'll be based at your nearest regional office or hub. We value time spent together to connect with colleagues for collaboration so there will be a regular requirement to attend our Swindon site approximately once per month. If you are based at an office location, you'll be expected to meet our hybrid working requirement of at least two days a week, or 40% of your working time if part-time, in the office. If your application is successful, your hiring manager will provide further details on how this works.

Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.

If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.

What you’ll be doing

As a Business Analyst, you'll support the delivery of business change by analysing problems, gathering requirements and helping to design effective solutions aligned to strategic objectives. You'll work with stakeholders to understand business needs, map processes and customer journeys, and identify opportunities for improvement.

You'll be responsible for documenting, validating and managing requirements throughout the project lifecycle, ensuring solutions remain traceable and fit for purpose. You'll provide analysis, recommendations and regular updates on progress, risks and issues, while collaborating with colleagues across the organisation to deliver successful outcomes.

You'll also contribute to continuous improvement initiatives, helping to optimise processes, enhance customer experiences and ensure solutions meet compliance and control requirements.

About you

• Experience working in a Business Analyst role with exposure to business analysis and solution design activities

• Proven experience gathering, documenting and managing business requirements

• Strong analytical and problem-solving skills with the ability to evaluate options and recommend solutions

• Excellent written and verbal communication skills, with the confidence to challenge and influence stakeholders where required

• Ability to translate technical concepts for business audiences and business requirements for technical teams

• Understanding of business processes, technology and the software development lifecycle

• Experience supporting change initiatives and delivering outcomes within agreed timescales

• Knowledge of process mapping, value stream mapping or customer journey mapping techniques

• Ability to build effective relationships and work collaboratively across teams

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata

• Private medical insurance

• A highly competitive pension to help you build a strong foundation for retirement

• Access to an annual performance-related bonus

• Training and development to help you progress your career

• A great selection of additional benefits through our salary sacrifice scheme

• Life assurance to provide peace of mind for you and your loved ones in the event of your death

• Wellhub – access to a range of free and paid options for health and wellness

• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy.

If you want to find out more about using AI in our recruitment process, please read more here.

Disability Confident

We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level.

That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support.

Apply safely with Nationwide

Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance onDon’t be conned by a job scam.

The hiring manager for this role is John Mackney, and the main recruitment contact is Bhavit Panchmatia.

Please note that should you be successful in securing this role, the job title on our internal systems will be Business Analyst.