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Job Summary

The Associate Product Owner is a vital member of the agile team, assisting in defining a clear tactical vision for product development and
executing accordingly. They focus on optimizing the end-user experience and maintaining clarity for the development team. The product
owner is aligned to a scrum team and drives the feature backlog

Essential Job Functions

• Help prioritize and maintain the product backlog, ensuring it aligns with the product vision. This includes organizing user stories, tasks, and bugs, and ensuring they are clearly defined and ready for development. - (30%)
• Partner with product manager to gather and document product requirements. This involves conducting interviews, surveys, and workshops to understand user needs and translating them into actionable items. - (20%)
• Provide support to the development team by clarifying requirements and acceptance criteria. This includes participating in daily stand-ups, sprint planning, and review meetings to ensure the team has a clear understanding of the tasks. May create operations process and workflow documentation to support product development and implementation. - (20%)
• Track and report on product performance metrics. This includes using analytics tools to monitor key performance indicators (KPIs) and generating reports to share insights with the team - (10%)
• Write detailed user stories and acceptance criteria for the development team. This includes breaking down high-level requirements into smaller, actionable tasks that can be easily understood and implemented by the team. - (20%)

Minimum Qualifications

• Bachelor’s Degree in Information Technology, Business or Project Management or related field of study
• 1-2 years in product management, product owner, or related areas such as business analysis in Information Technology/Fintech industry

Preferred Qualifications

• 1-2 years in product management, product owner, or related areas such as business analysis, financial services, payment, online and mobile platforms, or digital and tech platforms

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit or follow us on Instagram and LinkedIn.

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

Job Family:

Information Technology

Job Type:

Regular