Area Credit Manager - Credit - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - JM

Key Objective of the Job:

• Credit analysis of proposal and preparation of credit notes.
• Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
• Meeting new customers and existing customers on regular basis
• Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
• Ensure continuous monitoring for all high value exposures in the region.

Major Deliverables:

• Quality of Credit Underwriting
• Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
• Portfolio Monitoring
• To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
• To raise early warning signals for exit of stress accounts and take due measures for timely exit.

To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.