Accounting Services Associate IV

Loan Processor

We are an alternative financing company that provides working capital cash advances to small and medium-sized businesses to fuel their growth and prosperity. Unlike traditional banks, we provide extremely rapid access to funds through a product that is customized to the individual circumstances of each business. We distinguish ourselves through ethical business practices, a highly empathetic style of customer engagement, creative data-driven underwriting and proprietary technologies. We are a rapidly growing company in a dynamic and fast-paced industry.

Position Overview

We are seeking an entry level Loan Processor to join our growing credit risk department.

As a member of the Underwriting team, you will have significant responsibility from the outset, as well as substantial headroom for professional growth. You will play a pivotal role on our credit risk/underwriting team by making credit decisions and managing our credit portfolio.

In this role, you will follow the tasks set before you by our proven processes and proprietary software to assess the credit worthiness of businesses. You will also use your critical thinking skills to gain a deep understanding of the best practices set forth by our underwriting policy guidelines to leave clear concise notes to help assist the Underwriters / Sales agents.

Primary Responsibilities

• Use our proprietary software to process incoming applications for funding and capture credit-related data from multiple external sources.
• Assess the customer's personal and business credit by examining credit reports (FICO, LexisNexis) and bank statements.
• Communicate your perspectives (verbally and in writing) to colleagues in a clear and concise manner.
• Undertake ad-hoc projects on an as-needed basis.

Qualifications

• Minimum of one year of credit risk / underwriting experience, ideally with an MCA funder or reputable small business lender.
• Ability to follow directions and tasks set forth by Management as required.
• Strong work ethic, an eagerness to learn, the ability to multitask and work under pressure.
• Good interpersonal skills, attention to detail and a genuine commitment to the success of the team.
• Strong values/ethics and a commitment to adhere to the highest standards of professional conduct.

Our Values

We believe that our actions should be guided by the following principles:

• Build an enduring, trust-based relationship with every customer by putting their best interests ahead of our financial gain.
• Be flexible and creative in seeking solutions to customers’ needs.
• Create a rewarding and fun work environment that attracts and retains exceptional people.
• Embrace a spirit of continuous improvement and innovation.

Equal Opportunity Employer

We are an equal opportunity employer

We seek to build a diverse, meritocratic team of the most qualified professionals irrespective of gender, race, color, sexual orientation, marital/parental status, ethnicity, religious beliefs, physical disability or age. We will not tolerate discrimination or harassment of any kind. Come join us as you are!

Job Details

Job Type: Full-time

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Experience:

• finance or small business lending: 1 year (Preferred)

Work Location: In person

Typing Speed: 25 WPM